If you have decided to take control of your investment portfolio you have two choices.

These are:

1. Do your own investing and portfolio administration;

2. Stay in control but outsource investment management & administration to others.

    1.   DO IT YOURSELF = PERSONAL INPUT BUT NO PROFESSIONAL MANAGEMENT or ADMIN.

Doing it yourself allows total personal input into your portfolio, but no professional investment management or administration input. This often manifests itself in poorly performing portfolios, sloppy administration and is time consuming and sometimes stressful. However, it does give you control over the way your investments and retirement savings are managed and control over costs.

So what is involved?

Having your own investment portfolio involves two main functions. These are investment management and portfolio administration.

Investment Management

Investment management is both art and science. Australia is a significant part of the global investment market. What happens in New York, Chicago, London, Tokyo and other financial centres affects the value of Australian shares and bonds as do changes in foreign economic conditions. Then there is what happens here to consider. Investment management is a complex and time consuming task one best undertaken by experienced professionals like Intrinsic.

Investment Administration

Depending upon your level of investment activity, this can also be a very time consuming activity. Those investors managing their own superannuation funds will need to use the services of an accountant/auditor in order to obtain a certificate of compliance (with the SIS Act) to ensure they maintain the concessional tax rate attached to superannuation. 

The Problem

Some investors try to get along by using the services of an administration company or an accountant. Trouble is that neither offer an holistic solution nor investment and risk management expertise nor settlement and custody services. That leaves you still doing much of the administration work and doing all of the important stuff like making investment decisions.

You should ask yourself these questions:

1. Do I have the time?
2. Do I have the expertise?

If you don't have the time or expertise or both we suggest you consider option 2.

    2.   STAY IN CONTROL BUT USE AN INTRINSIC MDA =
                           PERSONAL INPUT &  PROFESSIONAL INVESTMENT MANAGEMENT & ADMIN

By using our either or our managed discretionary account services you a holistic solution.  

You get the opportunity for strong personal input into the way your portfolio is managed and professional investment management. In fact, our managed discretionary accounts (MDAs) provide every one of our clients with their own personal portfolio manager who will invest according to the agreed investment program and is available to talk to them at anytime during business hours.

Moreover, by using our preferred custodian you get professional administration and custody services.

For your self managed superannuation fund you will need to use your accountant's services and we can supply your accountant with all the necessary inputs to make the job as efficient and low cost as possible.

The following diagram should help convince you that using our professional investment services, combined with your accountant and our custodian (or your custodian) will not only save you time it will be the best investment decision you have ever made! 

TASKS INVOLVED IN MANAGING YOUR OWN PORTFOLIO 

The Investor

The Tasks

 INVESTMENT MANAGEMENT                                                 ADMINISTRATION

The Choices

1.  DO BOTH BY YOURSELF               OR                 2. USE AN INTRINSIC MDA

The Decision - Option 1 or Option 2 ?

As you will see from the following table Option 1 is not a viable alternative for most investors. Most people need help because they neither have the time or expertise. That leaves Option 2. But who to get help from?

USING AN INTRINSIC MDA PRODUCT

If you decide to use our investment services you will need to also appoint a custodian. This is attractive because it separates the investment function from the custody and administration functions. We can help you appoint a suitable custodian.

As you can see from the above table, our MDA service works hand-in-hand with your Accountant.

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